Stepping into the real estate market for the very first time is an exciting milestone. Whether you’ve been eyeing detached homes in Stouffville, pre-construction townhomes in Richmond Hill and Markham, or peaceful properties in the surrounding York Region countryside, your journey should start in the same place: a mortgage pre-approval. Many buyers make the mistake of browsing homes before talking to a lender. However, having a pre-approval in hand can give you a much clearer