Hoejin Homes | Stouffville & York Region REALTOR® | Clarity-Driven Real Estate Advisor

Licensed REALTOR® & Korean-speaking Real Estate Advisor Serving Stouffville & York Region | Hoejin Homes

Guiding confident real estate decisions through clarity & market insight

Structured guidance for buying or selling in Stouffville and York Region —

Helping first-time buyers, downsizers, and relocating families make confident decisions in complex market conditions.

About Hoejin

Hoejin Wang is a Stouffville & York Region REALTOR® who works with an advisory approach — helping clients make confident real estate decisions through clarity, structured thinking, and local market insight. Rather than focusing on quick transactions, she supports buyers and sellers in understanding their options, evaluating long-term fit, and navigating the complexity of today’s real estate market with calm, informed guidance.

I don’t rush decisions. I help clients see clearly, evaluate responsibly, and move forward with confidence.

LEARN MORE

Services

First-Time Buyer Guidance

Helping first-time buyers understand readiness beyond timing the market.

Downsizing Transitions

Guidance for homeowners navigating life changes and housing transitions.

Rental Decision Support

Helping clients evaluate rental decisions as part of their long-term housing strategy.

LEARN MORE ABOUT HOW I SUPPORT CLIENTS

What Calvert Said

"Hoéjin was fantastic to work with always looking out for our best interest and keeping us well informed through the process and I always felt comfortable in her professional friendly approach."

Toronto real estate update:

Condos under $400K are reappearing in Toronto — something we haven’t seen for several years in this market cycle.

This doesn’t automatically mean prices will continue falling or that it’s the perfect time to buy. But it does signal a structural shift worth paying attention to.

What’s happening behind the headlines:

• Some investor-held inventory is returning to the market as rental cash flow becomes tighter
• Higher inventory is creating more negotiation flexibility for buyers
• Certain entry-level segments are becoming accessible again

Why this matters:

Instead of asking “Is this the bottom?”, a more useful question may be:

Does today’s market structure align with your long-term plan and financial stability?

For buyers in Toronto and York Region, this may mean:

• more choice compared to previous years
• potential room for conditions and negotiation
• opportunities emerging — but requiring careful analysis

Real estate decisions are rarely about timing the market perfectly. They are about clarity, structure, and alignment with your own situation.

Curious how this market shift affects you?
Let’s talk it through.

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#TorontoRealEstate #TorontoCondos #YorkRegionRealEstate #FirstTimeBuyerCanada #HoejinHomes

Last week’s local market stats and macro signals suggest a market that remains balanced but cautious. Bond yields are easing while geopolitical risks continue to shape uncertainty — which means decisions today are less about timing perfectly and more about understanding your own position.

Not sure how this affects your next move?
Let’s talk it through.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

Is this the right time for first-time buyers?

Many are waiting for the “perfect moment.” But predicting the market is harder than ever. Instead of timing the market, it may be more helpful to understand your own readiness.

Today’s structure offers:

• Higher inventory
• More negotiation opportunities
• Some builder incentives
• Rates buyers can plan around

Does that mean you should buy? Not automatically.

The better question is whether homeownership fits your financial structure, lifestyle, and long-term plans.

See homes. Ask questions. Gain clarity through the process.

I don’t push decisions —
I help you understand them.

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

#firsttimebuyer #marketclarity #realestateadvisor #stouffville #yorkregionrealestate

Power-of-sale listings are rising across Ontario.

More inventory does not automatically mean easier buying — context matters.

Power-of-sale properties can create opportunities, but they also come with different risks, timelines, and expectations compared to typical resale transactions.

Understanding why these listings appear helps buyers make clearer decisions without reacting to headlines alone.

If you’re noticing more power-of-sale listings lately, wondering whether they are truly good opportunities, or trying to understand how this may affect prices in your area — feel free to reach out. I’m always happy to walk through the context together.

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

Markets seem to be moving toward stabilization rather than a clear direction.

In this phase, buyers often become more selective. Well-priced and well-presented homes continue to attract strong attention, while many buyers take time to observe and think carefully before making decisions.

Stability does not always mean slow — it can simply mean the market is finding balance.

Understanding the structure behind market movement helps reduce noise and allows more confident decision-making.

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

🎥 Welcome to Stouffville Story: A Local Realtor’s Bi-Weekly Journal 캐나다 부동산 중개인 브이로그 02.08.26

What a cold winter! I hope everyone is staying warm and safe.

The past two weeks have been pretty slow, but still meaningful in many ways.

I attended my first Pilates class @stouffvilleplay — it was fun and full of stretching 🙂.

Participating in the paint night with @rupalart.studio was definitely the highlight of these past two weeks. Thank you, Rupal, for taking me to @rougeriverbrewery — I loved their fruit beer!

I was also very grateful to be invited to brunch by past clients. Building long-term relationships is one of the most important parts of my business.

Speaking of long-term clients, I was happy to show next homes to another past client who is planning to expand their family.

I also met newly referred clients; listening to their immigration journey and helping them plan for their first home made me feel an even greater sense of responsibility.

I hope 2026 becomes a year of homeownership for those who have been waiting.

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoéjin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#movetostouffville
#realestateadvisor
#homebuyingguide

New opportunities don’t come from hype — they come from clarity.

As policy discussions evolve and builder inventory shifts, many first-time buyers are taking a fresh look at new homes.

But structure matters.

Understanding POTL vs traditional freehold, long-term costs, and lifestyle alignment matters more than following trends.

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

Loud confidence is easy to notice.
Quiet confidence is easier to trust.

In real estate, decisions last longer than conversations.
Clarity matters more than volume.

큰 확신은 눈에 띄기 쉽고,
조용한 확신은 신뢰되기 쉽습니다.

부동산에서는
대화보다 결정이 더 오래 남습니다.
그래서 목소리의 크기보다
명확함이 더 중요합니다.

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

Bank of Canada rate announcement — January update.

Today, the Bank of Canada held its policy rate unchanged. No surprise move, but still an important signal.

Rate decisions don’t tell us where the market will go — they help us understand the conditions we’re operating in.

In uncertain markets, clarity matters more than predictions. Understanding the structure allows better decisions — whether you’re buying, selling, or waiting.

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

🎥 Welcome to Stouffville Story: A Local Realtor’s Bi-Weekly Journal 캐나다 부동산 중개인 브이로그 01.25.26

Over the past two weeks, life moved quietly.

I spent many days at the leisure center — reading, working at the @stouffville_library, exercising at the gym @stouffville, and enjoying Anthony Gebrehiwot’s art at @latchamartcentre. I was surprised by how many residents use our leisure center. The place felt lively and full of people.

At home, I focused on being present while cooking. In between everyday errands, I picked up my daughter’s Korean passport — my heartfelt gift for her.

Nothing big happened.
No highlight reel.
Just days unfolding at their own pace.

How has your cold winter been?

지난 2주 동안, 삶은 조용히 흘러갔어요.

여러 날을 레저 센터에서 보냈어요 —
도서관에서 책을 읽고 일을 하며,
헬스장에서 운동도 하고,
Latcham Gallery에서 예술을 즐기기도 했어요.

생각보다 많은 주민들이 이 레저 센터를 이용하고 있다는 게 인상적이었어요. 사람들로 가득 차 있어 공간이 무척 활기차게 느껴졌습니다.

집에서는 요리를 하며 지금 이 순간에 집중하려고 했고, 일상의 작은 일정 사이에서 딸의 한국 여권도 픽업했어요.

큰 일은 없었어요.
하이라이트도 없었고요.
그저 하루하루가 자기 속도로 흘러갔을 뿐이에요.

여러분의 추운 겨울은 어떻게 지나가고 있나요?

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

If you’re wondering about power of sale listings, feel free to reach out.

A power of sale property is not about “cheap deals.” These homes can offer opportunity — but they also come with limited warranties, strict timelines, and greater responsibility for buyers.

Understanding the structure matters more than the price, because not every “deal” fits every buyer.

If you’re considering a power of sale,
clarity should come before speed.

파워 오브 세일 매물에 대해 궁금하신 점이 있다면
편하게 문의 주세요.

파워 오브 세일은 ‘저렴한 매물’을 의미하지 않습니다. 기회가 될 수는 있지만,
보증 범위가 제한되고 일정이 촉박하며
바이어의 책임이 더 커지는 구조이기도 합니다.

가격보다 중요한 것은 구조에 대한 이해입니다.
모든 ‘딜’이 모든 바이어에게 맞는 것은 아니기 때문입니다.

파워 오브 세일을 고려하고 계시다면,
속도보다 명확함이 먼저입니다.

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

I’m drawn to art because it quietly humbles me. When I look at artworks, I can’t help but think about how those ideas came to life. I imagine the pain, the time, and the struggle it may have taken to arrive at them.

Art — whether polished or imperfect — always carries a story. A story about what it meant to the artist, and the message they wanted to convey.

That is meaning.
That is the human thing.

Art may often be buried beneath loud voices, but it carries a strength of its own.

Cheers to all the artists — you.

Your home, too, carries its own story —
not one meant to collapse so easily.

If you’re feeling overwhelmed, we can talk it through together. It may help.

나는 예술이 나를 조용히 겸손하게 만든다는 점에서 끌립니다. 작품을 바라볼 때마다 그 아이디어가 어떻게 태어났을지 자연스럽게 생각하게 됩니다. 그 생각에 이르기까지의 시간과 고통, 그리고 수많은 고민을 떠올리게 됩니다.

예술은 — 완벽하든, 미완이든 —
언제나 하나의 이야기를 품고 있지요.
그것이 작가에게 어떤 의미였는지,
그리고 무엇을 전하고 싶었는지에 대한 이야기.

그것이 바로 의미이고,
그것이 인간의 것이지요.

예술은 종종 세상의 큰 목소리들에 묻히기도 하지만, 그 안에는 분명 자기만의 힘이 있음을 우리는 알고 있습니다.

세상의 모든 예술가들에게 경애를 표합니다. — 바로 여러분!

그리고 여러분의 집도 마찬가지지요... 그렇게 힘없이 산산히 무너질 스토리는 아니텐데.

힘드시다면 저와 얘기해보세요. 도움이 되실껍니다.

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

📊 Mortgage Renewal Outlook — 2026

• Roughly 1.15 million mortgages across Canada will renew in 2026.
• Many were locked in during 2021 at historically low rates.
• Five-year fixed mortgages near 1.6–1.9% are now renewing closer to 4%, raising monthly payments by 25–30%.
• Despite the payment shock, experts do not expect widespread forced selling or a housing market crash.
• Many homeowners are choosing to absorb higher payments rather than sell at a loss.
• As a result, household spending and investing may slow, creating a gradual drag on the broader economy.

📊 2026년 모기지 리뉴얼 요약

• 2026년 캐나다 전역에서 약 115만 건의 모기지가 갱신 예정입니다.
• 다수는 2021년 초저금리 시기에 체결되었습니다.
• 당시 1.6~1.9% 수준의 5년 고정금리는 현재 약 4% 수준으로 갱신되고 있습니다.
• 이에 따라 월 모기지 납부액은 약 25~30% 증가할 수 있습니다.
• 전문가들은 대규모 강제 매각이나 주택시장 붕괴 가능성은 낮게 보고 있습니다.
• 많은 소유주들은 손해 매각보다는 높은 월 페이먼트를 감내하는 선택을 하고 있습니다.
• 이로 인해 소비·저축·투자 여력이 줄어들며 경제 전반에 완만한 부담이 발생할 수 있습니다.

Source: Bloomberg (via Urban 411)

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

Weekly Market Update & Perspective

Canada’s 5-year bond yield remained range-bound last week, keeping fixed mortgage rates relatively steady.

Oil prices showed modest movement, while broader uncertainty continues to limit clear direction in borrowing conditions.

As a result, GTA buyers remain active but selective—focusing on value, pricing discipline, and long-term fit rather than urgency.

The market continues to move in a measured, transitional phase, waiting for clearer signals on rates and confidence.

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

Stouffville Weekly Real Estate Market Update - Canada’s 5-year bond yield has eased slightly but remains range-bound, keeping fixed mortgage rates relatively stable for now. While oil prices have pulled back from recent highs, broader uncertainty continues to limit any meaningful shift in borrowing costs. As a result, GTA buyers remain active but selective—focused on value, pricing discipline, and long-term fit rather than urgency. Overall, the market continues to move in a steady, cautious, and transitional phase, waiting for clearer signals on rates or confidence.

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

🎥 Welcome to Welcome to Stouffville Story: A Local Realtor’s Bi-Weekly Journal 캐나다 부동산 중개인 브이로그 01.11.26

I hope the year has begun gently for everyone.

I closed the year at a coffee shop, catching up with an old friend over tasty treats at Stock & Crown (@stockandcrowncoffee) — drawn to its modern lines.

And the year opened the same way, at another coffee shop, with a client at For the Love of Jo, where the retro, cozy warmth lingers, especially by the books at the window.

Speaking of books, more time at the Stouffville Library(@stouffville_library) is part of my 2026.

The first showing of the year began at the corner house — a quiet, memorable start. I hope to see Stouffvillians lingering on its upper-level patios on warm summer evenings.

Between moments, the business planning continues (@trentadue_torres_group).

What shape is your 2026 beginning to take?

2026년, 모두에게 평안한 시작되었기를 바랍니다.

저는 한 해의 끝은 커피숍 Stock & Crown에서 오래된 친구와 맛있는 디저트를 나누며 마무리했습니다. — 그리고 새해의 시작은, 멋진 한국 사장님이 운영하시는 커피숍 For the Love of Jo에서 고객님과 함께했습니다. For the Love of Jo는 레트로하고 아늑한 분위기의 따뜻한 감성이 가득한 커피하우스 입니다.

새해 첫 쇼잉은 코너 하우스에서 시작했구요. 올여름에는 이곳 이층 파티오에서 사람들의 즐거운 웃음과 여유로움을 다시 볼 수 있길 기대해 봅니다.

그 사이, 비즈니스 플래닝은 계속되었구요.

여러분의 2026년은 어떤 모습으로 시작되고 있나요?

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

Three misunderstandings buyers have about representation.

Clarity around roles and disclosure is part of managing risk — not slowing things down.

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

I pulled together the full 2025 weekly data
to see the year clearly.

No forecasts.
No noise.

Just patterns, behavior, and structure.

Sometimes,
what matters most
is what didn’t happen.

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

Weekly Market Update: Given last week’s global uncertainty and steady oil prices, Canada’s 5-year bond yield remains relatively stable, keeping fixed mortgage rates from moving meaningfully lower. As a result, borrowing costs continue to shape buyer behavior across the GTA. Demand is still present but more selective, with buyers focused on value and long-term fit rather than urgency. Overall, the market remains steady, cautious, and transitional—waiting for either clearer rate direction or renewed confidence.

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

2026. A quiet way forward.

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

2025 · A Year in Progress Part 2 — Inward

On the first day of November, 2024, 
I made a very small promise to myself.
Read one page a day.

Not a chapter. Not a book a week. Just one page.

Some days I shared it on my story. Some days I didn’t. Some days I missed it altogether.

Somewhere along the way, reading stopped feeling like a task and became something I simply enjoy.

That’s what I’m most proud of this year.

Not a big milestone. Not a loud achievement. Just a small habit that slowly grew with me.

How was your 2025? How are you in this moment? What will our story be in 2026?

Hppy New Year, everyone!

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

2025 · A Year in Progress
Part 1 — Outward

Time, consistency, and showing up.
Weekly market updates.
Daily tracking.
Open houses, conversations, and listening.

Learning the rhythm of Stouffville,
one step at a time.

Still learning.
Still adapting.
Grateful to keep doing this work.

If Stouffville is on your mind,
feel free to reach out.

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

Weekly Stouffville Market Update: Rising oil prices and a recent rebound in bond yields point to continued uncertainty around interest rate direction. For real estate, this typically means cautious buyers, rate-sensitive decisions, and a market where realistic pricing and strong negotiation matter more than speed or speculation.

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

Buying a home shouldn’t feel rushed or uncertain.
It should feel protected.

A buyer’s realtor’s role isn’t to push decisions.
It’s to help you understand them.

Fiduciary duty isn’t a preference — it’s an obligation.
Your interests come first. Always.

If you value home-buying guidance grounded in fiduciary duty,
we can move forward thoughtfully, together.

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

2025 REAL ESTATE MARKET RECAP by Unban 411

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

Weekly Market Update

Last week in Stouffville: 6 new listings, 14 sales. Easing bond yields alongside rising oil prices point to stabilizing rate expectations amid a cautious economic outlook. In real estate, this typically results in slower, more deliberate activity, increased negotiation, and stronger performance for properties priced realistically. In this environment, clarity and strategy matter more than speed or speculation.

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

Ontario is setting new carbon monoxide alarm requirements starting January 1, 2026, requiring property owners to install CO alarms on every storey of residential homes with fines up to $50,000 for individuals and $500,000 for corporations who don't comply.

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

Some buyers choose to work directly with the listing agent
to simplify the process or make their offer more attractive by saving on commission.

Even then, the transaction is still shaped by a structure built around the seller relationship.

Real estate decisions carry long-term consequences.

Understanding roles, responsibilities, and limitations
helps buyers make informed decisions with clarity and confidence.

—

Before moving forward,
it’s worth understanding who represents whom — and what that means for you.

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

🎥 Welcome to Stouffville Story: A Local Realtor’s Bi-Weekly Journal 캐나다 부동산 중개인 브이로그 12.21.25

Are you all having a wonderful December, with the holiday spirit all around you?

The past couple of weeks here in Stouffville have been cold and snowy, but there’s still been plenty of small-town fun—like free skating at the Memorial Park Skating Trail (@discoverstouffville.ca). Before or after skating, you can stop by the Latcham Art Centre (@latchamartcentre) to spark your creativity. Until January 3, 2026, you can enjoy an exhibition featuring artwork by Stouffville District Secondary School art students (@sdss_art).

Another heart-warming way to wrap up the year was the annual TTG Holiday Marketplace (@trentadue_torres_group). Thank you to all the visitors, vendors, and the TTG team for coming together to support local businesses. This year’s event was especially meaningful as it supported For Little Monkeys Charity (@forlittlemonkeyscharity). It was wonderful to see so many amazing entrepreneurs there, including Claremont Meadows (@claremont_meadows), Truly Posh Boutique (@trulyposhboutique), Soma Skin by Mary (@somaskinbymary), and more. The Santa’s Room, beautifully decorated by JD Interiors (@joedistefano), added an extra touch of holiday magic.

My restaurant of the year goes to Frank’s Organic Garden (@franks_organic_garden), featuring exclusive artwork by the renowned artist Anna Razumovskaya (@annarazumovskaya.art).

The TTG Holiday Team Lunch is always a highlight as well—fun and full of laughter. Connecting with friends at this time of year is a reminder of how grateful I am for these relationships and friendships. Special thanks to everyone I was fortunate to connect with and build meaningful relationships with throughout 2025.

Wishing everyone a peaceful and joyful holiday season, and prosperity in the New Year.

See you in 2026 ✨

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stou

Weekly Market Update

Mortgage-rate psychology: “BoC on hold” + “oil down” helped calm rate fears, but strong Canadian jobs data slowed expectations for quick cuts—confidence improved, yet urgency didn’t spike.

Buyer behaviour: more willingness to re-engage (showings and offer conversations), without a major affordability breakthrough.

Seller strategy: pricing accuracy mattered even more—when rates aren’t clearly falling, buyers stay selective and comparables rule.Reach out to Hoéjin for details and personalized guidance today and start your real estate journey!

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

Do You Really Need a Buyer Realtor?

A buyer realtor isn’t just someone who finds houses. We manage your interests and risks. We provide a clear decision framework and make risks visible before you commit.

바이어 리얼터, 꼭 필요할까요?

바이어 리얼터는 단순히 집을 찾아주는 사람이 아니라 구매자의 이익과 리스크를 관리합니다.
결정을 내리기 전에 명확한 판단의 구조를 제공하고, 보이지 않던 위험을 미리 드러나게 합니다.

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

집을 구한다는 건
어디에 살지를 정하는 게 아니라
아마도...
앞으로의 나를 선택하는 일인지도 모릅니다.

Finding a home
It's just about choosing a place
It may be...
about the life you're choosing next.

스토우빌 욕지역에 집을 구하고 계신가요?
지역 부동산 전문가 왕회진에게 연락주세요!

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

Reach out to Hoéjin for details and personalized guidance today and start your real estate journey!

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

🎥 Welcome to Stouffville Story: A Local Realtor’s Bi-Weekly Journal 캐나다 스몰타운 한인 부동산 중개인 브이로그 11.23.25

Hope you’ve all been doing well over the past two weeks! 🍂

As the holiday season approaches, I’ve been enjoying attending events and catching up with real estate professionals.

Metropolis Mercantile + Café (@metropolis.coffeebar) in Newmarket was a beautiful spot to meet with brokers (@monicamortgagebroker). We shared our knowledge about macroeconomics and what’s happening in the market.

I also joined a networking event at Don Mills Retirement Residence (@donmillsrr), hosted by Aging Friendly Consulting Group. The conversation about seniors’ quality of life is such an important and ongoing topic.

Later in the week, I had a great time at the Ladies Night event in Stouffville (@discoverstouffville.ca) with realtor Lisa Lee (@lisaleerealty). We browsed through shops like Corner Spa (@cornerspaandwellness), Francis & Meyer Candle Co. (@francisandmeyer), Lo & Co (@lo_and_company_), and Redefined Finds (@therealredefinedfinds). We started the evening with a delicious early dinner at Captain Hooks Bar & Grill (@captainhooksbar). I loved their Butter Chicken Bowl — and wrapping up the night with hot chocolate at Saints on Main (@saintsonmain) was amazing!

Lastly, I want to give a shoutout to Sean and Diego at Kia Stouffville (@kiastouffville) for their exceptional service.

More events are coming up over the next few weeks. All these networking activities will lead to great business opportunities for next year.

#stouffville #smalltownlife #stouffvillerealestate #discoverstouffville #캐나다일상 #캐나다한인리얼터 #스토우빌부동산 #작은도시브이로그

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

Are you currently renting a 1+1 bed for $2,600 and thinking of moving to a 2-bed apartment for $3,000, but wondering if it’s time to buy instead?

You can find freehold (POTL) townhomes around $750,000 — and if you’ve saved $80,000 through RRSP and FHSA, as first-time home buyers you already have the 10% down payment covered.

Your mortgage will be $675,000 + $20,925 CMHC insurance. At a 4% interest rate with a 35-year amortization, your monthly mortgage payment is $3,048.

Over the first 5-year average, you’ll pay about $2,133 per month in interest, save $915 per month in principal, and spend roughly $500 on property tax and POTL fees, for a total monthly payment of $3,568.

During the first 5 years,
- You forced yourself to save: $54,900 (principal)
- You spent on housing costs: $157,980
- If you rented at $3,000/month, you would have spent $180,000 — and all of it would be gone.

Home prices may fluctuate, but inflation keeps rising. Real estate is a long-term hedge — and you live in it while building equity.

Stocks and crypto grew faster recently, but they swing much more. Real estate gives you stability, a place to live, and long-term equity — and buying when prices dip is often the smartest move.

New home projects such as Unity Townhomes in Markham @treasurehillhomes offer a deposit structure spread over time — and with the new HST rebate for new construction, you save even more (pending legislation).

Questions? to Hoejin for details and personalized advice.

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

Last week, both the energy and bond markets showed a tone of stability and caution, giving short-term positive signals to the real estate market.

If this trend continues through the end of November,

→ December to January may see a recovery in end-user driven transactions, and
→ by Q1 2025, we could expect price stabilization on the downside.

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

Your sacrifices for our country will always be remembered. #remembranceday

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

🎥 Welcome to Stouffville Story: A Local Realtor’s Daily Life – Take a walk with me through Stouffville! 🍂

Hope you’ve all been doing well over the past two weeks! 🍂

I spent some time with my team visiting a home before it hits the market, and we each shared what we felt would be the right asking price. The house was truly unique and beautiful, and with TTG’s (@trentadue_torres_group) deep local expertise, it felt like a strategy only we could execute.

I also attended a Markham Group of Artists (@markhamartists) member event. I honestly thought it was just a casual hobby group… but nope — it was a gathering of real artists. Oops 😅 Maybe one day… I could be one too?

The next day, I went for a walk with the Stouffville Walking Group. Months of walking turned us into friends I can be myself with.

I also ordered some traditional Gaeseong Yakgwa sets from “Midam” (@midam.canada) as gifts for my clients, and the quality — from the packaging to the taste — was so impressive that it made the gifting experience even more joyful.

And the biggest accomplishment of last week: I built my own Follow Up Boss–style CRM using AI. A small, but very meaningful win.

Lastly, my walks with Kuma are always my healing time. I hope winter arrives late this year… and slips by quickly so I can enjoy more walks with her.

지난 두 주간 잘 지내셨나요? 🍂

저는 팀원들과 함께 리스팅 전 하우스를 방문해, 각자 생각하는 적정 Asking Price를 정해보는 시간을 가졌어요. 집은 정말 유니크하고 아름다웠고, TTG 팀원들은 그야말로 로컬 전문가들이라 저희만이 할 수 있는 전략이라는 생각이 들었어요.

그리고 얼마 전에 가입한 Markham Group of Artists 멤버 행사에도 다녀왔어요.
저는 그냥 취미 모임인 줄 알았는데… 진짜 ‘화가’들의 모임이더라고요. 읍스 😅 나도 언젠가는…?

다음날에는 Stouffville Walking Group 모임이 있었어요. 몇 개월 동안 함께 걷다 보니, 이제는 편하게 두런두런 이야기 나누는 친구들이 되었어요.

미담에서 주문한 개성약과 (나는 개성 왕씨니깐 😊) 세트는 포장부터 맛까지 정말 퀄리티가 높아서, 선물하는 제 마음도 덩달아 기뻤어요.

그리고 지난주 가장 큰 업적! AI를 활용해 나만의 Follow Up Boss 스타일 CRM을 완성했어요. 작지만 의미 있는 성장이었어요.

마지막으로, 쿠마와의 산책은 언제나 제 힐링 시간이에요. 겨울이 늦게 와서… 얼른 지나가주길 바라게 되네요. ❄️🐾

Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhome

Last week’s real estate market stats in Stouffville.
Guiding confident real estate decisions through clarity and market insight.
Turning complexity into clarity.
Clarity builds confident action.

Hoejin Wang | Hoejin Homes
RE/MAX All-Stars Realty Inc.
Stouffville & York Region REALTOR®

📱 | DM Hoejin
📞 | 416.892.3511
📧 | hoejinhomes@gmail.com
💻 | hoejinhomes.com

#stouffville
#stouffvillerealtor
#stouffvillerealestate
#yorkregionrealtor
#homebuyingguide

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